Reproductive Health Financial Help

Financial Assistance & Insurance Coverage

Financial Assistance

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Abortion Care

As a member of the National Abortion Federation, our patients are eligible for funding that can help with the cost of abortion care. We can determine your eligibility for these funds right over the phone when you make an appointment. Patients who are homeless or incarcerated are eligible for these funding sources. Our clinics have access to other funds that can help with the cost of travel, hotel arrangements and childcare, if required. Please call us for further details.

Another funding option is Reclaim, our advocacy non-profit. See if you qualify for Reclaim funding at this link. We do not offer a payment plan option but we will personally help you brainstorm ways to raise money, or work overtime ourselves to call funding agencies on your behalf.

Gynecology Care

Northland Centers provide excellent gynecology care and we are proud that we can keep our fees LOWER than any other family planning center. We are providers in the state of Michigan’s Healthy MI plan. We also offer reduced fees for minors with high school ID. Most insurance plans should now cover well-woman visits with no copay. If you currently do not have insurance, please call us for our reduced fees and click HERE to access our money-saving coupons.

HPV Vaccine

Our office is a provider of the HPV vaccine, Gardasil. There is financial assistance available if you don’t have insurance or it doesn’t cover this vaccine. Northland has applications for this assistance in our office. For more information, see this link

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Insurance Coverage

NFP is credentialed by most major insurance and managed care companies.

We are proud of our high standing within the medical community and have passed every inspection and credentialing process with flying colors.

Abortion Care

Abortion insurance coverage in the state of Michigan changed dramatically as of March 14, 2014. The new law contains restrictions that prohibit providers from billing certain insurance companies for an elective abortion & related services. We will be happy to check your insurance for you to see if this law applies to you.

When you call to make your appointment we will need you to have your insurance card. If you have a Benefits Book, have that with you as well. We will ask:

  • If your insurance is through a group plan or if it is an individual policy
  • The name of your employer
  • The name and date of birth of the subscriber

Northland Family Planning will attempt to verify coverage for elective abortion. If we are unable to confirm coverage to our satisfaction, we will not be able to bill the insurance company for any services related to an abortion.


The following is a shortlist of insurance groups that have contracted with us.

  • Molina
  • Medicaid
  • Meridian Health Plan
  • McLaren Health Plan
  • Blue Cross/Blue Shield
  • Blue Cross Complete
  • Blue Care Network
  • HAP Network
  • Alliance Health and Life
  • Cofinity
  • Cigna
  • Aetna US Healthcare
  • Total Healthcare
  • Priority Health
  • United Health Care
  • United Health Care Community Plan
  • And many others… please call us to check about your specific insurance