Women’s Health Resources

Financial Assistance

Abortion Care
Northland Family Planning has financial assistance available for women living on a low income.  Our staff is exceptional at helping women in need obtain this funding assistance.  We can complete eligibility for funding at the same time you call to make your appointment.  We do not offer a payment plan option but we will personally help you brainstorm ways to raise money, or work overtime ourselves to call funding agencies on your behalf.  We are dedicated funding advocates for women- give us a call.

Gynecology Care
Northland Centers provide excellent gynecology care and we are proud that we are able to keep our fees LOWER than any other family planning center. We also offer reduced fees for minors with high school ID.  Most insurance plans should now cover well-woman visits with no copay.  However, if you currently do not have insurance, please call us for our reduced fees and click HERE to access our money-saving coupons.

HPV Vaccine
Our office is also a provider of the HPV vaccine, Gardasil.  There is assistance available if you don’t have insurance or it doesn’t cover this vaccine.  Northland has applications for this assistance in our office.  It only takes about 20 minutes to find out if you’re eligible.  Stop by any of our locations to find out.  For more information about these assistance programs, see this link.

Insurance Coverage: NFP is credentialed by most major insurance and managed care companies.

We are proud of our high standing within the medical community and have passed every inspection and credentialing process with flying colors.

Abortion Care

Abortion insurance coverage in the state of Michigan has changed dramatically as of March 14, 2014. On this date, the Michigan Insurance Opt Out Act became law. It is a complicated law that prohibits insurance plans from offering insurance for abortion without a rider UNLESS IT IS A SELF-FUNDED GROUP health plan. It also prohibits a doctor or clinic from billing certain insurance companies for elective abortion & related services NO matter the reason or health consequences for the woman. Furthermore, there is no exception for rape or incest. If you do not have this rider or benefit, Northland Family Planning cannot bill your insurance for any services related to elective abortion.

When you call to make your appointment we will need you to have your insurance card with you. If you have a Benefits Book, have that with you, as well.  These are the things we will need to know:

  • if your insurance is through a group plan or if it is an individual policy
  • the name of your employer
  • your employer’s headquarter address
  • if your employer is headquartered in Michigan or just has locations in Michigan
  • if your insurance is through a self-funded plan (this should be in your benefits book)

Northland Family Planning will attempt to verify coverage for elective abortion. If we are unable to confirm coverage to our satisfaction, we will not be able to bill the insurance company for any services related to an abortion.

Gynecology/Well-woman/Annual Exam Visits

Northland Family Planning is in network with most insurance companies.  At this time, most insurance companies cover well-woman visits with no copay or deductible due to the Affordable Care Act requirements! There are NO COPAYS OR DEDUCTIBLES for your annual Pap smear exams! And STI testing and family planning are included! We are in network with most insurance companies, including the Expanded Medicaid Healthy Michigan program.  We will verify your insurance coverage over the phone prior to your appointment.

Your insurance coverage and benefits must be verified by Northland Family Planning before your appointment. When you call to schedule an appointment, please have your insurance information handy (membership card and number). We will gladly check your coverage for you.


The following is a short list of insurance groups that have contracted with us.

  • Molina
  • Medicaid
  • McLaren Health Plan
  • Blue Cross/Blue Shield
  • Blue Care Network
  • HAP Network
  • Cofinity
  • Cigna
  • Aetna US Healthcare
  • Total Healthcare
  • Priority Health
  • DMC Care
  • United Health Care
  • And many others… please call us to check about your specific insurance